| Our Privacy Commitment to
You. We, our, or us when used in this notice
means Haven Trust Bank.
We have prepared this notice to inform you about the
information we collect and how we may disclose that
information to third parties. Haven Trust Bank recognizes
the sensitive nature of your personal information and
takes every precaution to protect your privacy and earn
your trust.
Kinds of information we collect.
When you apply for a loan or deposit account, we may
collect "non-public personal information"
about you. Non-public personal information is personally
identifiable information about you obtained by us in
connection with the processing and servicing of your
loan or deposit account. For example, non-public personal
information about you obtained by us in connection with
processing and servicing of your loan or deposit account.
For example, non-public personal information may include
information regarding your name, address, telephone
number, payment history, financial status, employment
and income. In most cases you give us this information
yourself, in person, by completing an application. If
we need to know about your credit and repayment history,
we use third-party sources such as consumer reporting
agencies. We also collect information about your transactions
with us.
How we use this information and
who has access to it.
The information we collect is used for only one purpose:
to help us deliver services to you. We may disclose
all of the information we collect regarding our current
and former customers, but only as provided in this Notice
and as permitted by law. We do not sell your personal
information to outside marketing firms, and we do not
reveal your personal information to anyone, except as
permitted by law. For example, we use an independent
service provider to help in the mailing of our periodic
statements. This service provider has signed an agreement
to strictly safeguard the confidentiality of our customers'
information and is not allowed to disclose this information
to anyone else without our permission. Under no circumstances
do we provide account or personal information to other
companies for the marketing of any products or services
of those companies, except under a joint marketing agreement
between us and the company, and with the written agreement
that our customers information will not be disclosed
to anyone else without our permission.
How we protect your privacy.
We place great value on the relationship we share with
you. Therefore, we work hard to safeguard information
about that relationship. Except as otherwise described
in this Notice, we restrict access to your non-public
personal information to our employees who need to know
that information in order to provide account information
and services to you, and to the third parties retained
by Haven Trust Bank to assist us in providing services
to you.
We respect your privacy.
Your trust is important to us and we are committed
to protecting your privacy.
We may amend this policy at any time. In that event,
we will inform you of the changes as required by law.
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